Build credit with your rent payments

Turn Your Rent Payments Into Credit Score Growth For Only $6.99/Month

Finally — get credit for paying rent.

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Sign Up In Minutes

No hard credit check

Link Your Rent Payments

Works with any landlord

Your Rent Gets Reported

Directly to credit bureaus

Watch Your Credit Grow

Make payments, build credit

Rent reporting is one of the easiest ways to build credit — without borrowing or taking on debt.

Your rent is likely your biggest monthly expense. Why doesn’t it help your credit score? Now it can.

  • ✅ Build or improve your credit score
  • ✅ Report your on-time rent payments to major credit bureaus
  • ✅ Get recognized for financial responsibility
  • ✅ Boost your profile for future loans, credit cards, or housing

Who Is This For?

  • Renters with no credit history
  • People recovering from past credit issues
  • Students, newcomers, or gig workers
  • Anyone who wants to get rewarded for paying rent on time

Simple. Secure. Smart.

I had no credit score at all, but within 6 months of rent reporting, I was able to qualify for my first credit card.

Toronto renter, age 24

It’s a game changer — rent finally counts for something.

Vancouver renter, age 33

Frequently Asked Questions

With CreditBuilder you can build credit by reporting your rent payments to Equifax.

  • Reduce interest payments
  • Access better financial products
  • Build a verified rent payment history

CreditBuilder is $6.99 per month. Your monthly subscription payments are billed automatically to your credit card on file or Visa Debit, so you never have to worry about missing a CreditBuilder payment.

A tradeline (credit account) will appear on your credit report. It may up to 2 months to appear. If you any questions or concerns about what you see on your credit report please login to your Comparehub.ca account and contact support.

Yes, you can cancel CreditBuilder at anytime by logging into Comparehub.ca and contacting support, but no refund will be issued. The trade line on your credit report will be closed and you will not be able to report your rent payments again to Equifax during your current lease to keep things fair.

No, just keep paying your rent the way you currently do. There is absolutely nothing else for you to do each month to build credit!

When signing up for CreditBuilder you will have the option to report up to 24 months of previous rent payments for $19.90. It may take up to 2 months for it to appear on your credit report.

CreditBuilder reports to Equifax Canada, the largest consumer credit bureau in Canada.

Reporting your rent payments with CreditBuilder helps boost several different factors that help determine your credit score:

  • Payment history is your track record of how successful you’ve been at making credit payments, and is the single biggest factor that makes up your credit score. By making your rent payments on time and having them reported to Equifax Canada, you’re building a strong payment history, signaling to lenders that you can be trusted with credit.

  • Credit mix refers to the various types of credit accounts that make up your credit report. By adding an open tradeline for rent reporting, you’re diversifying the different types of credit on your report, which shows you are able to successfully manage multiple credit accounts.

  • If you’ve never had a credit product before and CreditBuilder is your first tradeline on your credit report, then you’ll also be building your credit history. The longer your credit history, the more trustworthy you’ll be seen by future lenders.

Absolutely, all you need to do is to provide us with the new lease details and we take care of the rest!

Simple. Secure. Smart.

  • ✅ No loans needed
  • ✅ No debt involved
  • ✅ Cancel anytime

Start Building Credit With Your Rent

It takes 2 minutes to sign up. No impact to your credit to check eligibility.

Get Started Now