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See your credit score and full credit report, track how it changes over time, and learn what it takes to improve it. 100% free, no credit card required.
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Your free credit score & credit report
Know where you stand
Your credit score affects the interest rates you're offered, whether you're approved for credit, and even whether a landlord will rent to you. CompareHub gives you free access to your Equifax Risk Score and credit report, so you always know where you stand.
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No cost, no trial and no credit card required
Full Credit Report
See the accounts, collections and inquiries behind your score
Zero Impact
Checking your own score is a soft inquiry and never lowers it
Track Your Progress
See how your score changes over time as you build your credit
How to check your credit score for free
Create your free account
Sign up with a few basic details. No credit card needed.
Verify your identity
Answer a few quick questions so we can securely confirm it's really you.
See your score
View your credit score and full credit report from your dashboard, any time.
Build your credit, not just track it
Report your rent
Turn the rent you already pay into positive credit history with CompareHub rent reporting.
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Once you know your score, see financial products matched to your credit profile, at no cost to you.
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Credit score FAQs
Is my CompareHub credit score really free?
Yes. CompareHub is 100% free to use. We never ask for a credit card, and there's no trial that turns into a paid subscription.
Will checking my credit score lower it?
No. Checking your own credit score through CompareHub is a soft inquiry. Soft inquiries are only visible to you and don't affect your credit score.
Which credit score will I see?
You'll see your Equifax Risk Score from Equifax, one of Canada's two major credit bureaus. Lenders may use a different scoring model, so the score they see can differ from yours.
What is a good credit score in Canada?
Credit scores in Canada range from 300 to 900. A score of 660 or higher is generally considered good, and 760 or higher is considered excellent.
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All consultations and conversations with CompareHub and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster. CompareHub and its partners will never ask you for an upfront fee, deposit or insurance payments on a loan. CompareHub is not a mortgage broker and does not arrange mortgage loans or any other type of financial service.
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